Consumer Watchdog Campaign (CWC) and its California campaign committee (ID#1336069) were organized to protect consumers' interests in the ballot initiative and legislative process.


We're taking on the insurance industry this year with two battles to make insurance rates fairer.


At you can learn more about our campaign to force health insurance companies to publicly justify rate increases, before they take effect. CWC qualified the Insurance Rate Public Justification and Accountability Act initiative to appear on the November 2014 California statewide ballot. More at


At you'll learn about Troy, 10, and 7-year-old Alana Pack who were killed on a street near their Bay Area home a decade ago by a doctor-shopping prescription drug abuser stoned on Vicodin and vodka. Since then, their Dad, Bob Pack, has been battling to enact changes in state law and medical practices to ensure such a tragedy will never happen again. But he needs help. Too often he's run into resistance from Sacramento bureaucrats and balky lawmakers. Stymied by Sacramento, he is turning to the ballot for a solution to California's patient safety problem.


The Troy and Alana Pack Patient Safety Act would help by:

  1. 1) Mandating drug testing of doctors to prevent physician substance abuse.
  2. 2) Require that physicians use the state's existing prescription drug database to curb doctor-shopping drug abusers.
  3. 3) Promote justice for patients by adjusting the state's malpractice cap to account for 38 years of inflation. Read the full measure here.


At you'll find out about how we stopped the ballot initiative sponsored and funded by the chairman of Mercury Insurance, George Joseph, that promised drivers modest insurance discounts, but would have really charged more to the most vulnerable drivers, and actually impose a surcharge on millions of drivers who are uninsured for as little as 90 days.

Consumer Watchdog Campaign is chaired by insurance reform Proposition 103 author Harvey Rosenfield. In 1988, Rosenfield authored the landmark reform of auto and home insurance that has saved California drivers $100 billion on their auto insurance, according to a 2013 report by the Consumer Federation of America


Consumer Watchdog Campaign is the campaign affiliate of Consumer Watchdog, which was founded by Rosenfield and whose president, Jamie Court, an award-winning consumer advocate and author, is the proponent of the ballot initiative.



Consumer Watchdog Campaign's day-in, day-out consumer protection and activism work embraces a wide variety of issues affecting the daily lives and pocketbooks of millions of Americans.

Protecting 1988's Prop. 103
Health Insurance Reform